Lansing Michigan Bankruptcy Attorneys


service1At The Kronzek Firm, we can help you with debt management and bankruptcy services here in Mid-Michigan. Our Lansing based attorneys are licensed in the Eastern and Western District Federal Courts. Our decades of bankruptcy experience allow us to serve as experts on debt management, asset protection, bankruptcy and debt counseling. Call today at (517) 886-1000 to schedule a free initial consultation.

How Do I Stop Bill Collectors From Contacting Me?

Many people are troubled by repeated communication from bill collectors. These calls or letters add a lot of stress when you are already worried about paying off your debts. One solution may be to file for bankruptcy protection. When you file for bankruptcy, you are granted what is called an automatic stay. This means that after you file, you will be immediately protected against any further attempts to collect your debt. This law is strictly enforced and will immediately stop calls lawsuits, garnishments, foreclosures and contact from creditors, because they are no longer able to collect from you while your bankruptcy is pending. In return, you get some peace of mind while your attorneys, the bankruptcy trustee, and the Court work to finalize your debt resolution.

I don’t have the money right now, but I still want to pay my bills!

Of course you want to pay your bills – most people don’t want to be in debt. We know that you want to stay committed to your debts if you can. You feel a sense of obligation to pay your bills. Maybe most importantly, you want to keep a good credit score. We understand your concerns, but above all, we want to help you make the right decision for your family and for yourself. When you meet with us, we can carefully consider your options. One of those options might be to protect yourself today while you work to pay past bills as fast as possible. One kind of bankruptcy will allow you more time to repay your bills on a schedule that makes sense for you and your family.

Should I file for bankruptcy now?

Maybe and maybe not. It's a complex question that takes lots of information for us to answer correctly. We can discuss this in person. Timing is crucial when it comes to bankruptcy. Before you make any rash decisions, you should use your free consultation to discuss your finances with us. We will make a recommendation based on your income, assets, debt and your ability to pay. Keep in mind: waiting to make a decision comes with extreme costs. Many people watch their interests accrue to such extreme amounts that they end up almost forced to file for bankruptcy. They hold off for so long, causing themselves and their families inordinate amounts of stress. If you are thinking about filing for bankruptcy, call us today so we can help you make the right decision. Our number is (517) 886-1000.